Fees & Account Minimums

RamseyInvesting.com Fees and Minimum Account Size:

Managed Assets	Active	Socially Responsible	Passive
Minimum Investment	$50,000	$50,000	$50,000
On the first $500k	1.00%	1.00%	0.80%
On additional $500k to $1 mil	0.50%	0.50%	0.35%
On additional assets above $1 mil	0.40%	0.40%	0.25%
Minimum Fee:	$250 per quarter for any portfolio ($83.33 per month)

Each account managed by RamseyInvesting.com must meet the $50,000 minimum requirement in order to be managed.

 

How are you paid?
After you setup an account at Charles Schwab that RamseyInvesting.com has the authority to manage, we will withdraw our fee directly from that account on a monthly basis.

The RamseyInvesting.com management fee will be calculated after the end of each month, based on the value of the account for the entire month, including adjustments for inflows and outflows.

 

When are you paid?
RamseyInvesting.com’s management fee is deducted monthly from your account. This will happen at the beginning of each month for the preceding month.

Example: The fee for the month of January will be deducted from your account in early February.

 

Are transaction fees included in the RamseyInvesting.com management fee?
No. Some of the funds that we recommend have transaction fees. These fees are charged by Charles Schwab to complete the recommended trade.

 

See examples of how RamseyInvesting.com's fee is calculated below:

	Account Value	Investment Style	Fee	Monthly Fee Calculation	Greater than $83.33? (per month minimum fee)	Monthly Fee
Example 1	$75,000	Active	1.00% on the first $500k	(1.00% × $75,000) / 12 = $750 / 12 = $62.50	No	$83.33
Example 2	$150,000	Socially Responsible	1.00% on the first $500k	(1.00% × $150,000) / 12 = $1,500 / 12 = $125	Yes	$125
Example 3	$650,000	Active	1.00% on the first $500k, 0.50% on additional assets between $500k and $1 million	(1.00% × $500,000) + (0.50% × ($650,000 - $500,000)) / 12 = ($5,000 + $750) / 12 = $5,750 / 12 = $479.16	Yes	$479.16