Web Site Access Acknowledgment

As a client of Ramsey & Associates, Inc. (“R&A”), by selecting the “I Agree” button, I elect to participate in the password-protected access portion of R&A’sInternet web site.  I understand that my participation will allow me to review certain investment-related information published by R&A and unaffiliated third parties.  This password-protected access is made available to clients of R&A free of charge.  This authorization shall continue until canceled in writing.

I understand that the password-protected section is a secure web site intended only to allow a client access to information relative to his/her/its specific account.  I also understand that I will create my own individual password.  I agree not to share my password with any other person.  I understand that R&A’sInternet web site does not provide me with the ability to direct account transactions (i.e., place orders, make withdrawals, etc.), except for access that may be provided by the account custodian. I hereby release and hold R&A harmless from any adverse consequences relative to any failure by me to keep the identity of my password secure.